In an economy, the money people don’t spend is said to be saved. Moreover, an economy comprises, majorly, the rich elites and the poor masses. While the masses save for an emergency, or say for a rainy day, the wealthy people mostly save for investment opportunities. There are different ways to save money. You can […]

BRICS and G7 are two significant economic and political groups in the world. BRICS comprises Brazil, Russia, India, China, and South Africa, while G7 includes Canada, France, Germany, Italy, Japan, the United Kingdom, the United States, and the European Union. The priorities and approaches of these two groups are different, as their relationship is not […]

Extending mortgage terms is putting a plaster over a gaping wound. The housing correction is happening. Fresh from spending a year calling inflation transitory, the Bank of England has once again come up with a cunning plan with regards to monetary policy. With CPI inflation at 7.9% — hailed as the second coming but still […]

In the UK, commuting is essential to many people’s daily routines. As a matter of needs, understanding the average commuting cost is vital for individuals and businesses. Commuting expenses can include car expenses, biking expenses, and public transportation costs. In this report, we will provide an insightful analysis of the cost of commuting in the […]

From energy to pensions to housing policy, it’s harder than ever to invest with any certainty. The endless volte-face has to stop. As a financial analyst, I do try my best to stay away from politics. When the NatWest CEO excommunicates a customer for his legally held political views, or a Minister is blatantly lying […]

The creator economy is a global phenomenon, so examining the UK-specific creator economy is crucial for understanding this market’s unique dynamics, trends, and opportunities. Also, understanding the UK Creator Economy can help businesses, policymakers, and investors make informed decisions and develop strategies to support and foster the industry’s growth. This is an all-and-out analysis, so […]

More meddling in pension investing? At least this time, there’s room to make a profit. As a financial analyst, I do my best to keep economics and politics at arm’s length. However, when both of the main parties are being equally economically incompetent, it feels like fair game. The Conservatives have imposed a 75% windfall […]

The UK is one of the top countries in the world that effectively utilizes e-commerce services. According to a report online, at least 82% of UK citizens bought an item online in 2021. In fact, UK consumers’ habits are so easy to understand. More than 51% of the citizens purchase directly from the email they […]

Employees either lose their jobs or resign to a more suitable one every year. Therefore, the proportion of employed individuals to the unemployed changes each year. In fact, these changes account for the differences and fluctuations in the rate of unemployment that the world has witnessed and is witnessing till date. According to Statista, the […]

The Mortgage Charter isn’t cash help; it’s a warning blaring out to distressed mortgagees. Get out with equity, while you still can. Last week, I put forth the argument that Chancellor Jeremy Hunt with all the apparatus of state would not intervene in the coming mortgage crisis. This new ‘mortgage charter’ — which virtually every […]

Britain is home to innovation, offering as much AI products as other EU countries. But how significant is the UK AI industry, landscape, and role towards the economy and society?  British experts say AI has the potential to reshape sectors from healthcare to education. Its impact on the UK in 2022 was profound, contributing £3.7 […]